DoorDash Introduces the ‘Burrito Loan’ Payment Option

News Summary

DoorDash has teamed up with Klarna to introduce the ‘Burrito Loan’, a novel payment option allowing customers to pay for their meals in four interest-free installments. This initiative has sparked social media reactions, highlighting the absurdity of financing a burrito. Personal finance experts are intrigued by this trend, which reflects a shift in consumer spending habits. Amidst this, Chipotle’s stock has faced challenges, yet analysts remain optimistic about its potential recovery, contrasting with declines seen in other fast-casual brands.

DoorDash’s Bold New Move: The ‘Burrito Loan’ Payment Option

In a surprising twist for food delivery enthusiasts, DoorDash has rolled out a quirky payment method called the Burrito Loan in collaboration with Klarna, a payment provider. This innovative approach allows customers to split the cost of their meal deliveries into four interest-free installments. Yes, you heard that right! That means you can take your time paying off that mouthwatering $15 burrito. It’s enough to make anyone chuckle and think twice about their dining choices.

Social Media Frenzy

The launch of this new payment option has sent social media into a *buzzing* frenzy. Users on X (formerly Twitter) have been quick to poke fun at the absurdity of financing a burrito over several months. The jokes have been flying left and right as people marvel at the financial gymnastics involved in stretching a simple lunch into a multi-month commitment.

One clever business writer even compared the situation to dramatic moments from the film The Big Short, which shed light on the subprime mortgage crisis. Imagine backing loans with burritos instead of traditional collateral! The prospect of *Burrito CDOs* (Collateralized Debt Obligations) became a running joke as the meme parade rolled through timelines. The humor didn’t stop there; references to popular shows like The White Lotus have also made their way into the mix, proving that the online world can always find a way to draw laughs from financial innovations.

What Experts Are Saying

Personal finance experts have weighed in on the burgeoning internet reaction. The idea of financing food, something most people see as an immediate spending decision, is a unique take on modern consumer habits. As credit options become more flexible, it’s fascinating to ponder how this might influence our dining choices and budgeting styles.

Chipotle’s Stock Struggles and Speculations

Chipotle’s stock has been on a rocky ride in 2025, experiencing a decline of about 18% year-to-date. Despite this downturn, Chipotle has not lost hope. Analysts at Oppenheimer have recently identified Chipotle’s stock as “attractive,” signaling a potential rebound in sales trends for the beloved burrito chain.

Even more encouraging news comes from Morgan Stanley, which included Chipotle in their roundup of “Quality Stocks for a Long-Term Holding Period.” They’ve raised their price target to $70 as Wall Street’s consensus target nears $68, making it clear that most analysts are on board with the burrito brand’s comeback. This is quite a turnaround from a few years ago when Chipotle faced serious fallout from food safety issues. Back in 2019, they remarkably rebounded by improving digital capabilities and launching aggressive marketing campaigns that boosted sales significantly.

The Broader Restaurant Industry Context

Compared to Chipotle’s hopeful trajectory, other fast-casual brands such as Potbelly and Del Taco have found themselves struggling, experiencing significant stock value declines. It’s a mixed bag in the restaurant sector, with traditional fast-food chains like Wendy’s and Restaurant Brands International performing notably well against shifting consumer preferences. Remember, in 2019, the average restaurant industry stock surged more than 12%, but after a challenging 2018, many publicly traded companies were striving to get back on their feet.

Clearly, we’re living in a time when both food choices and financial decisions are evolving hand-in-hand. As silly as it seems to anchor a payment plan on a burrito, it’s very much a sign of the days we live in. Whether it’s a culinary craving or a serious investment, complexities are intertwined in more ways than we might have imagined. So, who knew a burrito could be the center of such a financial conversation?

Deeper Dive: News & Info About This Topic

• Investopedia: Social Media Users Can’t Get Enough of Collateralized Burrito Obligations
• Investopedia: Chipotle Stock Has Fallen—Some Analysts Say It’s Time to Bite
• The Hill: Are Chipotle Portions Shrinking?
• Encyclopedia Britannica: Fast Food
• Investopedia: Wall Street Falls in Love with Chipotle Again
• Google Search: Restaurant Industry 2025